This website presents an overview of the benefit plans offered by Petco, but it is not a contract. This website does not include all plan rules and details and is not considered a summary plan description or a certificate of coverage. The terms of your benefits are governed by legal plan documents, including insurance contracts. If there are any differences between the benefit descriptions on this website and the legal plan documents and insurance contracts, the legal plan documents and insurance contracts are the final authority. Petco reserves the right to change or modify its benefit plans as appropriate without advance notice. This website does not represent a contract of employment.